Common Myths About Social Security Disability
Debunking Common Misconceptions About Social Security Disability

Social Security Disability Insurance (SSDI) is a critical lifeline for millions of Americans who can no longer work due to serious medical conditions. Yet, the process and the people who rely on these benefits are often misunderstood. Misconceptions can lead to judgment, misinformation, and even discouragement for those who need help. Let’s break down some of the most common myths about SSDI and uncover the truth behind the disability application process.
Myth #1: People on Disability Just Don’t Want to Work
Truth: This could not be further from reality. Most of the clients we serve have worked hard for years, often under physically or emotionally demanding conditions. Disability benefits are not handouts—they’re earned through years of paying into the Social Security system. To qualify, applicants must prove a serious medical condition that prevents them from performing full-time work. Many of our clients would return to work if their health allowed it.
Myth #2: Getting Approved Is Easy
Truth: Roughly 70% of initial disability claims are denied. The process is anything but easy. It requires detailed medical evidence, strict documentation, and often multiple appeals. At The Nunley Law Group, we help clients navigate this complex process—whether they’re filing for the first time or fighting for their benefits after a denial.
Myth #3: You Can’t Work at All If You Receive Disability
Truth: Social Security allows you to try to return to work under specific guidelines. In 2025, SSDI recipients can participate in a Trial Work Period (TWP), earning over $1,160 per month for up to nine months without losing benefits. Even after that, the Substantial Gainful Activity (SGA) limits allow recipients to earn up to $1,620/month (or $2,700/month if legally blind) before benefits are affected.
We help clients understand how to work safely and legally while keeping their benefits.
Myth #4: A Denial Means You’re Not Eligible
Truth:Denials are frustrating—but they’re not the end. Many valid claims are denied initially due to missing documentation or technical errors. With legal guidance, many applicants win their case at the reconsideration or hearing stage. The Nunley Law Group is here to help you appeal and fight for the benefits you deserve.
Myth #5: Mental Health Conditions Don’t Count
Truth: Mental health is just as important as physical health. Disorders like depression, PTSD, anxiety, and schizophrenia can all qualify for disability—if properly documented. We work with medical professionals to help present a clear, credible case for our clients with psychological impairments.
Myth #6: You Have to Be Permanently Disabled to Qualify
Truth: Your condition must last at least 12 months or be expected to result in death, but it doesn’t have to be permanent. Many people improve over time or eventually return to work. Social Security conducts periodic reviews to ensure continued eligibility.
Myth #7: Disability Benefits Provide a Comfortable Living
Truth: The average monthly benefit in 2025 is around $1,500 to $1,800—often just enough to cover basic needs. Our clients are not living luxuriously; they’re surviving. That’s why these benefits are so vital, and why we fight to help secure every dollar our clients are entitled to.
Myth #8: You Don’t Need a Lawyer to Apply
Truth: While it’s true that you can file a claim on your own, having an experienced disability attorney on your side greatly improves your chances of success—especially during appeals. At The Nunley Law Group, we guide you through each step, gather the right evidence, and represent you at hearings. You don’t pay us unless you win your case.
Let The Nunley Law Group Help You Separate Fact From Fiction
We understand that misinformation can hold people back from getting the help they need. Our team is here to answer your questions, tackle misconceptions, and guide you through the disability process with care and clarity.
If you or a loved one is unable to work due to a disability, don’t let myths keep you from seeking support. Contact The Nunley Law Group today—we’re here to fight for your future.